Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2162 reviews)

View other Manchester Credit Union products

4.93

Based on 2,162 reviews, last reviewed 2nd Mar 2026

91% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely stafff help you 100% amazing Lovely stafff help you 100% amazing Reviewed on: 2nd March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2162)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Excellent!

The app is easy to understand and navigate. The staff answer quickly when I call and are very helpful. Reviewed on: 7th July 2025

Manchester credit union loans

Very helpful and honest and never had a problem with haveing a loan from Manchester credit union Reviewed on: 7th July 2025

The family loan has been a saviour for me over many...

The family loan has been a saviour for me over many years and is always made easy to access for parents like me who need the extra help and created a way I can save money without stress Reviewed on: 6th July 2025

I love using credit union it has helped me out so mu...

I love using credit union it has helped me out so much when av been abot low on money and a can top up is really helpfull Reviewed on: 6th July 2025

Manchester credit have always been fantastic never h...

Manchester credit have always been fantastic never had an issue with them service is always quick too Reviewed on: 6th July 2025

Great service.

Great service, quite happy with the service. Reviewed on: 6th July 2025

Highly recommend

I'm so glad I've been with credit union, the app is easy to use. I'm able to withdraw once a certain amount is paid off. And it's nice to see my savings pile up because I'm rubbish at saving. Reviewed on: 6th July 2025

Very quick to get a decision on applying for a loan...

Very quick to get a decision on applying for a loan and good interest rates Reviewed on: 6th July 2025

Very understanding.

Very understanding. Quick and it easy to get a loan Reviewed on: 6th July 2025

Fantastic for loans and savings.

Fantastic for loans and savings. Easy to use. Reviewed on: 6th July 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Leeds Credit Union 4.58 from 11 reviews
Loans
from creditspring 4.84 from 19 reviews
Loans
from M for Money Credit Union 4.94 from 53 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub