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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very quick to get a decision on applying for a loan...

Very quick to get a decision on applying for a loan and good interest rates Reviewed on: 6th July 2025

Very understanding.

Very understanding. Quick and it easy to get a loan Reviewed on: 6th July 2025

Fantastic for loans and savings.

Fantastic for loans and savings. Easy to use. Reviewed on: 6th July 2025

I use the credit union to save money with I find the...

I use the credit union to save money with I find them very good Reviewed on: 6th July 2025

Fast friendly service, very helpful

Fast friendly service, very helpful Reviewed on: 6th July 2025

It's really helpful when your struggling you can wit...

It's really helpful when your struggling you can withdraw which really helps Reviewed on: 6th July 2025

Manchester credit union has literally helped me so m...

Manchester credit union has literally helped me so much I didn’t know about them till my friend told me an it just so handy to help an easy to access an being a single parent it’s handy to know it’s there to help out Reviewed on: 6th July 2025

Great experience!

Been using M.C.U for years now. Never had any issues with them. They've been very useful when I've needed something to fall back on. And the busy bee lottery that they do is a bonus. I have won with that once and was over the moon Reviewed on: 6th July 2025

Brilliant very good people are brilkiant and fast

Brilliant very good people are brilkiant and fast Reviewed on: 6th July 2025

Excellent customer service and very helpful worker

Excellent customer service and very helpful worker Reviewed on: 6th July 2025

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