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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Being able to access this family loan really helps m...

Being able to access this family loan really helps me out every year. Once I have paid it all back I then continue to save which also helps me out Reviewed on: 6th July 2025

Credit union have helped me and my family massively...

Credit union have helped me and my family massively over the years it’s such a good idea for family’s on low income Reviewed on: 6th July 2025

I have enjoyed saving and being able to go into my s...

I have enjoyed saving and being able to go into my savings when needed. It’s been really easy to use this service and very handy to have in these uncertain times. Reviewed on: 6th July 2025

Help me out as a young mum especially the affordable...

Help me out as a young mum especially the affordable loans you get also this really helps because saving your money can be quite difficult especially with a child but knowing you can save money and withdraw at the limit is great. Reviewed on: 6th July 2025

This has been a like a life line when I have been st...

This has been a like a life line when I have been struggling and had nobody to help I don't know what I would of done with out it x Reviewed on: 6th July 2025

It helps me so much being a single mother and strugg...

It helps me so much being a single mother and struggling in this economy Reviewed on: 5th July 2025

Always polite staff happy to help

Always polite staff happy to help Reviewed on: 5th July 2025

Amazing company to use, customer service is great an...

Amazing company to use, customer service is great and very easy to use Reviewed on: 5th July 2025

Fir savings and loans I’m forever grateful to MCU wi...

Fir savings and loans I’m forever grateful to MCU without them I’d be in a sorry place x Reviewed on: 5th July 2025

Relief, sleep good.

Relief. Helped me move forward, changing house and paymg courses. Reviewed on: 5th July 2025

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