Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

View other Manchester Credit Union products

4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Friendly staff, they don't leave you waiting.

Friendly staff, they don't leave you waiting. Easy service Reviewed on: 5th July 2025

Excellent service!

Each time I have applied for a loan the process has been extremely smooth. The level of communication has been exceptional with great customer support. Reviewed on: 5th July 2025

Helps when struggling

It really helps when you have nothing because it’s like your saving up too ,I would really recommend as it helps when you need it ,It’s a really good service to help getting on your feet. Reviewed on: 5th July 2025

Great interest rates, good communication, the websit...

Great interest rates, good communication, the website is easy to navigate Reviewed on: 5th July 2025

Easy and quick process.

Easy and quick process. Once set up everything is done automatically Reviewed on: 5th July 2025

Brilliant helped me out in my hardest point in finan...

Brilliant helped me out in my hardest point in financial hardship Reviewed on: 5th July 2025

I get easily helped by on the phone and I can always...

I get easily helped by on the phone and I can always get money out straight away. It’s a good company Reviewed on: 5th July 2025

Thanks Great xxxxx

Great loved every minute of it thank goodness Reviewed on: 5th July 2025

Always helped wherever possible great customer service

Always helped wherever possible great customer service Reviewed on: 5th July 2025

Its fast, reliable.

Its fast, reliable. Easy to do and the staff are amazing and promt when you need a little help. Reviewed on: 4th July 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from eMoneyUnion (inactive company) 5.00 from 1 reviews
Personal Loans
from Cashfloat 4.94 from 26 reviews
Personal Loan
from Updraft 4.96 from 10504 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub