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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

When l applied for a loan it was quick and the inter...

When l applied for a loan it was quick and the interest wasn’t very high for repayment.l am nearly finishing the payment and when l finish l can apply for a higher amount compared to the previous as the credit union makes it affordable to repay back the loan with reasonable interest. Reviewed on: 4th July 2025

Credit union has shown me that they value their cust...

Credit union has shown me that they value their customers even right down to customers service. Speedy replies either through app or email. Always helpful over the phone too. Credit union has helped with me saving too. Would recommend for anyone in any walk of life Reviewed on: 4th July 2025

I have used MCU for many years and always received a...

I have used MCU for many years and always received a great service. Reviewed on: 4th July 2025

It’s good but good be better more loan products for...

It’s good but good be better more loan products for single parent families rather than only family loan Reviewed on: 4th July 2025

Quick , efficient and friendly.

Quick , efficient and friendly. Really helpful, approachable Reviewed on: 4th July 2025

Credit union we try good thank you

Credit union we try good thank you Reviewed on: 4th July 2025

Manchester Credit Union has a good customer service

Manchester Credit Union has a good customer service Reviewed on: 4th July 2025

Very fast and very easy to communicate

Very fast and very easy to communicate Reviewed on: 4th July 2025

Good customer care very polite

Good customer care very fast application Reviewed on: 4th July 2025

Service was prompt.

Service was prompt. App is easy to navigate also Reviewed on: 4th July 2025

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