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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
58% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

I use it to save and also for loans when...

5
I use it to save and also for loans when im in need Reviewed on: 2nd July 2025

Manchester credit union is an easy and affordable wa...

5
Manchester credit union is an easy and affordable way to borrow money and there is no worries about paying it back as it comes out of your wages. They are also great for helping you save to. Reviewed on: 2nd July 2025

No other words then absolutely brilliant

5
No other words then absolutely brilliant Reviewed on: 2nd July 2025

Easy fast and reliable!

5
Easy fast and reliable! No mess all online Reviewed on: 2nd July 2025

The best thing ever

5
Amazing has helped me and my family so much Reviewed on: 2nd July 2025

Really helpful staff fantastic service great underst...

5
Really helpful staff fantastic service great understanding and excellent support Reviewed on: 2nd July 2025

Straight forward and easy

5
Everything was straight forward and easy getting a loan. Reviewed on: 2nd July 2025

all staff very friendly and very helpful loan was so...

5
all staff very friendly and very helpful loan was sorted fast Reviewed on: 2nd July 2025

Helpful, friendly and efficient

5
Always helpful friendly staff. Quick and efficient service. Have been a member of MCU for many years and so have other family members and we can’t fault them. Reviewed on: 2nd July 2025

Stressless money to help

5
Manchester Credit Union is an organisation that people can rely on in hardship time when there is no hope anywhere to access stress less money to support a good cause. Reviewed on: 2nd July 2025

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