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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Loan review.

Efficient friendly and helpful. The system they use is was quick from start to finish. Application form is easy to follow and easy to access. Reviewed on: 30th June 2025

Fantastic service

Great help when going through difficult times or when unexpected bills crop up. No hidden small print or ridiculous fees. Exactly what it says on the tin. Easy and simple to apply, speedy processing and great communication from the team. Great help for families and would definitely recommend to anyone who was in need Reviewed on: 30th June 2025

Little helpers

Always there when you need them. Reviewed on: 30th June 2025

Great help!

Great help! Really good how it just takes the money straight from the benefit then gives you the rest and that you can top up Reviewed on: 30th June 2025

Amazing customer service

Always been very helpful with me everytime I have had to speak to someone, amazing way to save and also borrow money Reviewed on: 30th June 2025

Every little helps

Ongoing loan has really helped when ive needed it most, to support my daughter and I. Reviewed on: 30th June 2025

They offer good value for money and were very quick...

They offer good value for money and were very quick in giving me a loan once I provided the necessary information. Reviewed on: 30th June 2025

Great service

The service was very good. Helped work out incoming and outgoings, ensuring the amount borrowed was affordable. Reviewed on: 30th June 2025

always good to help and advise its easy and simple t...

always good to help and advise its easy and simple to apply for loans Reviewed on: 30th June 2025

Amazing and very fast on paying out never had a prob...

Amazing and very fast on paying out never had a problem Reviewed on: 30th June 2025

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