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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Exceptional loan service

5
Exceptional customer service quick responses on the app very easy to use Reviewed on: 26th June 2025

I applied for a holiday loan was accepted and in the...

5
I applied for a holiday loan was accepted and in the bank in a matter of hours Reviewed on: 26th June 2025

I am very happy the experience was quick and helpfu...

5
I am very happy the experience was quick and helpful I got money very quickly after submitting my concern .The money help me and my family....I m grateful to credit union many many thanks it was my friend who recomand me told me about credit union it working , I recommended everybody to come it true not a scam or joke it really. I'm so hapyyyyyyyy. Reviewed on: 26th June 2025

It’s a good app I just have a hard time navigating t...

4
It’s a good app I just have a hard time navigating to try and get a loan Reviewed on: 26th June 2025

Manchester credit union have been amazing from start...

5
Manchester credit union have been amazing from start to finish! Reviewed on: 26th June 2025

customer service is very good

5
customer service is very good only issue iv had previously is takes long getting through on the phone. Reviewed on: 26th June 2025

No problems from start to finish would highly recomm...

5
No problems from start to finish would highly recommend Reviewed on: 26th June 2025

Always had a great experience

5
Always had a great experience ever since being I formed about the service so glad I use Manchester credit union it has helped me so much when I’ve been struggling Reviewed on: 26th June 2025

Great service quick and easy to use and really helpe...

5
Great service quick and easy to use and really helped me in a difficult situation Reviewed on: 26th June 2025

Very professional in dealing with issues.

5
Very professional in dealing with issues. And quick to respond. Reviewed on: 26th June 2025

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