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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
42% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Manchester credit union are always quick to answer a...

5
Manchester credit union are always quick to answer any queries loan apps and are always very polite Reviewed on: 25th June 2025

I've never had a problem with credit union much bett...

5
I've never had a problem with credit union much better than any other loan. Reviewed on: 25th June 2025

the app is excellent to use in ya quick and easy and...

5
the app is excellent to use in ya quick and easy and the team get back to you so quickly Reviewed on: 25th June 2025

Alway here to help when you need it

5
Alway here to help when you need it Reviewed on: 25th June 2025

Helped me out alot with the revolving credit loan wh...

5
Helped me out alot with the revolving credit loan whilst i was moving house. Really helped me towards my moving costs Reviewed on: 25th June 2025

Manchester credit union have been a god send, just w...

5
Manchester credit union have been a god send, just when I'm abit short I can always rely on Manchester credit union for a top up and they make things so easy to be able to withdraw with no hassle Reviewed on: 25th June 2025

My experience was great from start to finish.

5
My experience was great from start to finish. Very easy Reviewed on: 25th June 2025

Great loan and savings company.

5
It has helped buy things for my daughter like clothes and toys. It is a great for savings to help buy things for your children or child. I would highly recommend them. Reviewed on: 25th June 2025

I have been using credit union for a few years now a...

5
I have been using credit union for a few years now and I have always found it easy to use and reliable it has really helped me when I need it the most I also find it easy to contact customer services who has always been polite and professional I have recommended credit union to friends and family Reviewed on: 25th June 2025

I was struggling and no one to help I turned to my l...

5
I was struggling and no one to help I turned to my local council and was dismissed and became homeless I spoke with credit union Manchester and they helped me meaning I could find a homeless shelter until my benefits came through. Reviewed on: 25th June 2025

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