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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

the app is excellent to use in ya quick and easy and...

5
the app is excellent to use in ya quick and easy and the team get back to you so quickly Reviewed on: 25th June 2025

Alway here to help when you need it

5
Alway here to help when you need it Reviewed on: 25th June 2025

Helped me out alot with the revolving credit loan wh...

5
Helped me out alot with the revolving credit loan whilst i was moving house. Really helped me towards my moving costs Reviewed on: 25th June 2025

Manchester credit union have been a god send, just w...

5
Manchester credit union have been a god send, just when I'm abit short I can always rely on Manchester credit union for a top up and they make things so easy to be able to withdraw with no hassle Reviewed on: 25th June 2025

My experience was great from start to finish.

5
My experience was great from start to finish. Very easy Reviewed on: 25th June 2025

Great loan and savings company.

5
It has helped buy things for my daughter like clothes and toys. It is a great for savings to help buy things for your children or child. I would highly recommend them. Reviewed on: 25th June 2025

I have been using credit union for a few years now a...

5
I have been using credit union for a few years now and I have always found it easy to use and reliable it has really helped me when I need it the most I also find it easy to contact customer services who has always been polite and professional I have recommended credit union to friends and family Reviewed on: 25th June 2025

I was struggling and no one to help I turned to my l...

5
I was struggling and no one to help I turned to my local council and was dismissed and became homeless I spoke with credit union Manchester and they helped me meaning I could find a homeless shelter until my benefits came through. Reviewed on: 25th June 2025

Credit union has helped me to consolidate all my deb...

5
Credit union has helped me to consolidate all my debts into one affordable monthly payment. Reviewed on: 25th June 2025

It was easy and a straight forward experience and I’...

5
It was easy and a straight forward experience and I’d recommend the Union to everyone Reviewed on: 25th June 2025