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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
42% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Credit union has helped me to consolidate all my deb...

5
Credit union has helped me to consolidate all my debts into one affordable monthly payment. Reviewed on: 25th June 2025

It was easy and a straight forward experience and I’...

5
It was easy and a straight forward experience and I’d recommend the Union to everyone Reviewed on: 25th June 2025

Community spirited union

5
I have been a member since 2009 and from joining up i have been part of the credit union family. I say family because they never make me feel any less and no question to hard to answer. I have even got my daughter and son inlaw on board. Credit union are all about the community and making everyone feel included. Reviewed on: 25th June 2025

Brilliant service all round.

5
Brilliant service all round. Really helped me out a lot when I needed it the most. Reviewed on: 25th June 2025

They always help and very friend on the phone so ble...

5
They always help and very friend on the phone so blessed to have that little bit of extra help when needed thankyou so much to Manchester credit union Reviewed on: 25th June 2025

Excellent service

5
Really easy loan application, straight forward to understand what you pay back and when. Reviewed on: 24th June 2025

Never had any problems, payments have always gone in...

5
Never had any problems, payments have always gone into my bank very quickly. Customer service is amazing. Reviewed on: 24th June 2025

Love how eacy it is to save how eacy to get a family...

5
Love how eacy it is to save how eacy to get a family loan and love how qwick you can draw your cash out when need it Reviewed on: 24th June 2025

Great service

5
Staff are so helpful, always explain everything so I can understand. Affordable loans :) Reviewed on: 24th June 2025

Great service - very helpful in time of need

4
Great service - very helpful in time of need Reviewed on: 24th June 2025

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