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Manchester Credit Union: Loans reviews

4.85
Based on 4,152 reviews, last reviewed 3rd Oct 2026
84% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super quick application and really easy steps. Super quick application and really easy steps. When I applied for a loan, I was offered a better loan by the union which was more tailored to my finan... Read more Reviewed on: 3rd October 2026
Kerry M's avatar
Kerry M

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026
Danielle's avatar
Danielle

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (4152)

super fast service!

5
super fast service! great how you pay it back but can also take money out once you hit £150, you don’t really need to contact customer services & when you do, it’s resolved very quickly Reviewed on: 8th June 2026

Manchester credit union has helped me a lot over the...

5
Manchester credit union has helped me a lot over the years I have been with them! The loans and repayment plans are so helpful I would recommend anyone I know to have a credit union! Reviewed on: 8th June 2026

It is very helpful and has come in handy at my tough...

5
It is very helpful and has come in handy at my tough times Reviewed on: 8th June 2026

Fabulous

5
Great company, been using for a couple of years now for the family loan and would recommend Reviewed on: 8th June 2026

Manchester credit union is good for saving.

4
Manchester credit union is good for saving. Reviewed on: 8th June 2026

I’ve just heard about this so I applied to get furni...

5
I’ve just heard about this so I applied to get furniture for my son and I after going through quite some trouble and being single. It was a relief to know there something like this that can help me save to not be in this situation again Reviewed on: 8th June 2026

Good customer service but sometimes systems let it down

4
Good customer service, have been a member for years. On a couple of occasions the systems are down meaning you can't access money. On a couple of occasions I have had an automated message to say my loan payment is late, this has been a system error but does cause distress. It is usually rectified easily by speaking to someone. Things are put in place quickly, for example when I applied for my loan I got a decision and the money within a day. Reviewed on: 8th June 2026

Life changes in this hard times

5
Easy to talk when you get hold of someone Reviewed on: 8th June 2026

Always helpful whenever I have been in need

5
Always helpful whenever I have been in need Reviewed on: 8th June 2026

Easy to save and repay loan without having to think...

5
Easy to save and repay loan without having to think about it. If I ever need to drae down from the accounts the process is simple and funds are received promptly. Reviewed on: 8th June 2026

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