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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2163)

Love it so easy to use the app and service...

5
Love it so easy to use the app and service it’s 10/10 Reviewed on: 24th June 2025

Great service

5
Applied for a loan was quick and easy Reviewed on: 24th June 2025

I had no idea what revolving credit was and when i a...

5
I had no idea what revolving credit was and when i applied for it they gave me all the information i needed to know. Reviewed on: 24th June 2025

Never had problems

5
Never had any problems atall and always been happy Reviewed on: 24th June 2025

Fantastic customer service very helpful

5
Fantastic customer service very helpful Reviewed on: 24th June 2025

Needed to get a family loan and the process was so s...

5
Needed to get a family loan and the process was so smooth and easy. Reviewed on: 24th June 2025

Satisfactory

5
Overall good experience in every way very friendly polite Reviewed on: 24th June 2025

Brilliant company

5
Helped me so much financially and even using my saving was a bonus and you don’t even realise how much you can save . Reviewed on: 24th June 2025

Excellent

5
I was a little nervous about joining MCU but I found the process Very easy and quick. Communication was excellent and easy to follow. Would definitely recommend to family and friends. Reviewed on: 24th June 2025

Good as always

5
Good always fast and efficient and easy to Acess when needed Reviewed on: 24th June 2025

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