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Manchester Credit Union: Loans reviews

4.85
Based on 4,152 reviews, last reviewed 3rd Oct 2026
84% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super quick application and really easy steps. Super quick application and really easy steps. When I applied for a loan, I was offered a better loan by the union which was more tailored to my finan... Read more Reviewed on: 3rd October 2026
Kerry M's avatar
Kerry M

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026
Danielle's avatar
Danielle

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4152)

Loan offered

5
Helped when it was needed a friend told me about the loan Reviewed on: 6th June 2026

Always an easy to use service with great customer se...

5
Always an easy to use service with great customer service your actually treated like a human . Would always highly recommend Reviewed on: 5th June 2026

Great help great offers and great you can top up...

5
Great help great offers and great you can top up Reviewed on: 5th June 2026

Excellent

5
I’ve been a member for years now and have always found them excellent. Renewing my loans has always been straightforward and easy—no unnecessary hassle or complicated checks. They treat you like a person, not just a number, and I much prefer their fair approach over big banks. Great service I can trust. Reviewed on: 5th June 2026

Great and quick service to get a loan

5
Great and quick service to buy a new car. Exellent customer service will recommend 100% Reviewed on: 5th June 2026

Easy to get top up on loan and if not eligible will...

5
Easy to get top up on loan and if not eligible will tell you when your next eligible Reviewed on: 5th June 2026

I do believe it was better when you could access sav...

4
I do believe it was better when you could access savings before it was changed to having to of paid the full £500 family loan back. I could depend on that money being there if I was low at the end of the month Reviewed on: 5th June 2026

Very friendly Staff very helpful

5
Very friendly Staff very helpful Reviewed on: 5th June 2026

Manchester credit union is literally a godsend when...

5
Manchester credit union is literally a godsend when you need it. No hassle no mither and really understanding and helpful staff. Would recommend MCU to everybody I know and already have done and they all have positive experiences with them too. Reviewed on: 5th June 2026

Its always there when ever i need it and it also sav...

5
Its always there when ever i need it and it also saves money for me Reviewed on: 5th June 2026

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