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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Excellent service

Convenient a great way to save used for years and I dont miss the money as taken from child benefit Reviewed on: 24th June 2025

Excellent

Customer service is really helpful and straightforward. The app overall is brilliant and easy to use. Credit union is that little extra help when times are hard which I’m sure every one can appreciate Reviewed on: 24th June 2025

Thay have been so help full for me and my family

Thay have been very good with me .helps people save money .it's avery good thing to be in helps you go on holidays too .just there when u need them Reviewed on: 24th June 2025

Great, no one else would give me loans with reasonab...

Great, no one else would give me loans with reasonable APR ,even with good credit history, because I was young and post pandemic. Reviewed on: 24th June 2025

I spoke with Manchester credit on the phone and the...

I spoke with Manchester credit on the phone and they helped me out really quickly, great customer service and I had an affordable loan paid out very quickly. Would highly recommend. Plus it's a great way to put money into a savings Reviewed on: 24th June 2025

You been patient and helpful with me .

You been patient and helpful with me .cant fault you Reviewed on: 24th June 2025

Always help when we need it

Always help when we need it very good Reviewed on: 24th June 2025

Always help when I need to withdraw

Always help when I need to withdraw Reviewed on: 24th June 2025

Credit union have always been brilliant to have my l...

Credit union have always been brilliant to have my loan with. They’re always helpful, friendly and easy to speak to. Reviewed on: 24th June 2025

Always reliable and affordable , can get a top up lo...

Always reliable and affordable , can get a top up loan quick & easy Reviewed on: 24th June 2025

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