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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Brilliant has helped me put loads over the years

Brilliant has helped me put loads over the years Reviewed on: 23rd June 2025

Helps so much and there is no messing about

Helps so much and there is no messing about Reviewed on: 23rd June 2025

The family loan is an amazing idea!

The family loan is an amazing idea! Really helps families on low income and helps us to save money at the same time in our savings account! It’s helped us loads! Reviewed on: 23rd June 2025

I find it really handy when I’m struggling I have th...

I find it really handy when I’m struggling I have this for back up , it’s no hassle as well Reviewed on: 23rd June 2025

Very helpful staff and easy to use app.

Very helpful staff and easy to use app. I am a bit Dissapointed you can't top up in the shop no longer as this process was easier. Reviewed on: 23rd June 2025

Just a lovely company, and people, to deal with

Every time I have spoken to anyone at MCU they have been nothing but lovely and as a whole the company always seems to be very accommodating and always very helful Reviewed on: 23rd June 2025

They are really helpful when you need a loan and you...

They are really helpful when you need a loan and you don't pay a lot of interest Reviewed on: 23rd June 2025

Always there to help when needed reliable too

Always there to help when needed reliable too Reviewed on: 23rd June 2025

Iv never had a problem with manchester credit union,...

Iv never had a problem with manchester credit union, always managed to get a loan. There response is realy good aswell. Reviewed on: 23rd June 2025

Easy to borrow and save excellent service

Easy to borrow and save excellent service Reviewed on: 23rd June 2025

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