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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Very helpful easy to work

5
Very helpful easy to work. I started with CU 8 years ago I enjoy that I can save without even knowing Reviewed on: 22nd June 2025

The credit union is amazing it has helped me out loa...

5
The credit union is amazing it has helped me out loads even during tough times. It’s a great way the program works which doesn’t leave you to drown in debts I couldn’t recommend it enough Reviewed on: 22nd June 2025

Best rates of APR.

4
Credit union has helped me in times when I've been stuck financially. For that I'm very grateful. The money had helped me to get new furniture for my home and put towards a well needed family holiday. Reviewed on: 22nd June 2025

Way to manage and save.

5
Way to manage and save. Staff are Friendly and helpfu. Reviewed on: 22nd June 2025

Fantastic

5
I've been with manchester credit union for 6 /7 years I've never had a problem with them Reviewed on: 22nd June 2025

Easy, quick and safe.

5
Easy, quick and safe. I always recommend it to friends and families with struggle. Reviewed on: 22nd June 2025

I have been with them for few years now and...

5
I have been with them for few years now and does help Reviewed on: 22nd June 2025

Very polite and helpful professional treat you peopl...

5
Very polite and helpful professional treat you people and never look down on you Reviewed on: 22nd June 2025

Thank you saved my life needed it and got sorted...

5
Thank you saved my life needed it and got sorted fast Reviewed on: 22nd June 2025

Use are very useful for future loans when on a low i...

5
Use are very useful for future loans when on a low income I'm very happy with what use offer Reviewed on: 22nd June 2025

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