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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Couldn’t recommend more

Always so easy to use and always so helpful when help is needed. Reviewed on: 21st June 2025

I have been using Manchester credit union for many y...

I have been using Manchester credit union for many years with family loans. These have been really helpful to me at times and has also built up a nice little savings pot, which I will continue to use when my son turns 18. All processes have been smooth and quick and all staff have been wonderfully helpful Reviewed on: 21st June 2025

It’s great and clever as when I applied for my famil...

It’s great and clever as when I applied for my family loan And pay it back and it don’t cost much very cheap also clever because you get to save as u pay back and once fully paid you have extra money saved on top Reviewed on: 20th June 2025

Really helped me had such a great experience would r...

Really helped me had such a great experience would recommend you to others Reviewed on: 20th June 2025

I was struggling to provide a new bed for my son and...

I was struggling to provide a new bed for my son and the family loan helped me massively. Very grateful. Reviewed on: 20th June 2025

Always super quick and efficient

Always super quick and efficient Reviewed on: 20th June 2025

Very easy to use

Very easy to use good savings account Reviewed on: 20th June 2025

Brilliant service doesn’t feel like the worry of len...

Brilliant service doesn’t feel like the worry of lending money! Would recommend to anyone Reviewed on: 20th June 2025

Outstanding Service

Have always been incredibly easy to deal with, very helpful, pleasant, informative staff, easy to use app, access to a local office, I would happily recommend them to anyone x Reviewed on: 20th June 2025

Credit Union have always been amazing and I will con...

Credit Union have always been amazing and I will continue to use them. Reviewed on: 20th June 2025

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