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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

I've been a customer for a number of years and never...

5
I've been a customer for a number of years and never had any issues. The team have always been helpful Reviewed on: 20th June 2025

The credit union always gets back to me quickly and...

5
The credit union always gets back to me quickly and are kind when dealing with them on the phone. Reviewed on: 20th June 2025

Very helpful call staff and dealt with issues quickly.

5
Very helpful call staff and dealt with issues quickly. Reviewed on: 20th June 2025

Very helpfull, always get back to me rapidly when I...

5
Very helpfull, always get back to me rapidly when I have a issue or query Reviewed on: 20th June 2025

My experience with Manchester Credit Union has been...

5
My experience with Manchester Credit Union has been positive overall. The application process was straightforward, and staff were helpful and respectful throughout. I appreciate the fair lending approach and the clear communication about repayments. The app/online services have also made it easy to manage my account. Reviewed on: 20th June 2025

Very fast at transfers and very helpful if I need to...

5
Very fast at transfers and very helpful if I need to message about a problem Reviewed on: 20th June 2025

Helps me save and helps me when I need money withdra...

5
Helps me save and helps me when I need money withdrawed from the family loan Reviewed on: 20th June 2025

It’s amazing and helped loads thanks

5
It’s amazing and helped loads thanks Reviewed on: 20th June 2025

They are there for u when u need money an I got it i...

5
They are there for u when u need money an I got it in the same day as applying Reviewed on: 20th June 2025

This is literally my lifeline and all staff are alwa...

5
This is literally my lifeline and all staff are always amazing Reviewed on: 20th June 2025

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