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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very easy

Very easy to get as loan plus makes it easier as child benefit goes straight to them Reviewed on: 19th June 2025

Very fast and efficient, would recommend

Very fast and efficient, would recommend Reviewed on: 19th June 2025

Great communication and fast response.

Great communication and fast response. Reviewed on: 19th June 2025

Good very good credit union thank you

Good very good credit union thank you Reviewed on: 19th June 2025

Very good experience, helped me a lot, was a very sm...

Very good experience, helped me a lot, was a very smooth process. Will recommend to friends and use again. Reviewed on: 19th June 2025

Very helpful friendly staff, easy to access and use.

Very helpful friendly staff, easy to access and use. Reviewed on: 19th June 2025

I set up an account for a family loan as I needed on...

I set up an account for a family loan as I needed one at the time and they have been brilliant, very easy to use and if very helpful at a hard times, I also have a savings with them which is perfe t way to save up money as this comes in handy in the long run. Definitely would recommend Reviewed on: 19th June 2025

I love it so much.

I love it so much. Easy access. Good customer service...... Reviewed on: 19th June 2025

Fantastic!

They’re not just a credit union—they’re part of the community. It’s clear they genuinely want to help people, not profit from them. In a world full of greedy banks, MCU is a breath of fresh air. Reviewed on: 19th June 2025

Being a single mother it’s the best way to save aswe...

Being a single mother it’s the best way to save aswell as borrow Reviewed on: 19th June 2025

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