Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
33% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

I have been a member for a long time now and I have...

5
I have been a member for a long time now and I have never had any issues Reviewed on: 19th June 2025

Very good services.

5
Very good services. Easy way to save money. Have been a member for 10 years now. Always there to help if I need it. Reviewed on: 19th June 2025

Excellent experience with Manchester union

5
Excellent experience with Manchester union Reviewed on: 19th June 2025

I’ve been with MCU a while now and whenever I’ve bee...

5
I’ve been with MCU a while now and whenever I’ve been stuck/needed questions answering I’ve always received excellent customer service. Reviewed on: 19th June 2025

Always have excellent service from branch at Civi...

5
Always have excellent service from branch at Civic centre Wythenshawe Reviewed on: 19th June 2025

Good for saving and affordable loans

5
Good for saving and affordable loans Reviewed on: 19th June 2025

Fantastic

5
Brilliant can't fault this it has helped me out Reviewed on: 19th June 2025

Loan processed quickly and seamlessly.

5
Loan processed quickly and seamlessly. Reviewed on: 19th June 2025

Very good experience.

5
Very good experience. No issues. Would recommend Reviewed on: 19th June 2025

Good and great to have, however I feel that the fami...

5
Good and great to have, however I feel that the family loan available could be caped at a little less to be able to top it up. Reviewed on: 19th June 2025