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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Never to much trouble, staff are always friendly and...

Never to much trouble, staff are always friendly and helpful, always a pleasant experience Reviewed on: 18th June 2025

Very easy to get into contact with.

Very easy to get into contact with. Very helpful in times when needed. Reviewed on: 18th June 2025

Struggling financially

Struggling financially, my friend told me about Manchester credit union. I was impressed with how easy it was to join and apply. Reviewed on: 18th June 2025

Thankyou

Very easy to set up and staff very helpful. Reviewed on: 18th June 2025

I was in q bad way and I signed up to Manchester uni...

I was in q bad way and I signed up to Manchester union credit and I can’t thank you all enough. Signing up to Manchester union credit got me out of my dark hole and for that I can’t thank you enough for all you do. Reviewed on: 18th June 2025

MCU have always been extremely helpful,polite and ef...

MCU have always been extremely helpful,polite and efficient each time I’ve been in contact with them. Staff are really lovely. And informative when needed information Reviewed on: 18th June 2025

Been amazing and so easy to do the staff are all way...

Been amazing and so easy to do the staff are all ways so lovely Reviewed on: 18th June 2025

Very useful.

Very useful. Staff are very nice Reviewed on: 18th June 2025

Nothing but praise and plenty of it!

I have been with credit union for years. And iv only ever experienced positive customer service, very polite and helpful staff. Very quick and efficient. And the whole process only gets easier every update. They are always striving to be better in every aspect and deliver everytime. And are always coming up with fresh ideas to bring back to the community Reviewed on: 18th June 2025

Mental health

I went through a bad patch with my mental health and they helped me with my loan so I didn't struggle Reviewed on: 18th June 2025

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