Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

View other Manchester Credit Union products

4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

I have used credit union for many years and it has a...

I have used credit union for many years and it has always been easy to follow and never had too many questions or proof to give. Would use again Reviewed on: 17th June 2025

quick, easy to use and understand

quick, easy to use and understand Reviewed on: 17th June 2025

It is very good bank account because don’t have phys...

It is very good bank account because don’t have physique card and to you spend money is very difficult. Reviewed on: 17th June 2025

The union is a life saver!

The union helps me at times I need it most n it’s always something to fall back on and doesn’t make me fall into debt witch is a good thing! Reviewed on: 17th June 2025

Easy loan

To apply for loan it's not stress and the interest rate is very good. Reviewed on: 17th June 2025

It really feels like they care, and have really help...

It really feels like they care, and have really helped me with getting some life stuff sorted with a loan with very reasonable interest and repayments. Reviewed on: 17th June 2025

Always happy to help when I need to speak to them on...

Always happy to help when I need to speak to them on the phone Reviewed on: 17th June 2025

They are helping fully

They are helping fully and it's good to save with them Reviewed on: 17th June 2025

Amazing always helps me out the loans always fast an...

Amazing always helps me out the loans always fast an great customer service inside branches an on phone an on Pp Reviewed on: 17th June 2025

Brilliant

Really easy to talk and get help. Really easy to use as ur child benefit goes straight to them so can’t miss anything plus brilliant to save change with Reviewed on: 17th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from eMoneyUnion (inactive company) 5.00 from 1 reviews
Personal Loan
from The Co-operative Bank 3.25 from 4 reviews
Payday loan (discontinued)
from Cash4uNow (inactive company) 1.00 from 4 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub