Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

View other Manchester Credit Union products

4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

27% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very quick and very easy to use!!

Very quick and very easy to use no issues whatsoever everything is very straight forward would highly recommend Reviewed on: 16th June 2025

Amazing staff and service

I’ve found the whole process so easy and the customer service is great they always get back to you straight away and as soon as your of the phone it’s all sorted and they talk to you so respectfully Reviewed on: 16th June 2025

Never had a bad experience with Manchester credit un...

Never had a bad experience with Manchester credit union Reviewed on: 15th June 2025

Always a brilliant service easy to use and even bett...

Always a brilliant service easy to use and even better since the less waiting time Reviewed on: 15th June 2025

Helpful and informative

There always helpful when you ring and if you don’t understand something they explain it and don’t make you feel stupid…. Reviewed on: 15th June 2025

It really helped me when I was struggling so thank...

It really helped me when I was struggling so thank you Reviewed on: 15th June 2025

I joined 9 years ago when pregnant with my second ch...

I joined 9 years ago when pregnant with my second child to get a family loan to help with some essentials. I’ve been saving ever since and using the loan service they provide with excellent rates and customer service. Reviewed on: 15th June 2025

Very helpful and straightforward

Very helpful and straightforward Reviewed on: 15th June 2025

Find it quick and easy to contact someone if I need...

Find it quick and easy to contact someone if I need help Reviewed on: 15th June 2025

Great loan options.

Great loan options. Family loan especially as repayments are automatically paid from benefits which is good if you don’t manage your bills very well. Fab always Reviewed on: 15th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews
Loans
from Oakbrook Finance 4.91 from 608 reviews
Luxury Asset Loans
from Borro 0.00 from 0 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub