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Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
27% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Manchester Credit Union Loans

5
This company is good for applying loans for families who are struggling financially but also the app gives you helpful tips on how to manage your finances and the loans are a good way to save money automatically opening a savings account. Ideal for if you have children. Reviewed on: 15th June 2025

No complaints here!

5
Never had a problem over the years I’ve used them. Staff are always friendly and helpful Reviewed on: 15th June 2025

When applying for my family loan and top ups etc it...

5
When applying for my family loan and top ups etc it is so easy and straight forward. Especially with the app. Reviewed on: 15th June 2025

Really helps me out when I’m struggling and never in...

5
Really helps me out when I’m struggling and never in debt as it goes directly to them really helpful way of a loan Reviewed on: 15th June 2025

Very helpful

5
Really helpful friendly staff loans issued very quickly never had a problem in renewing my loans and christmas club is a brialliant way to save especially having a big family. Reviewed on: 15th June 2025

I've been with the credit union for.

5
I've been with the credit union for. A. number of years when I have asked for a loan from my holidays there's been no problem in granting it I also have money taken out of my way to use for savings Reviewed on: 15th June 2025

Manchester credit union have always been there and b...

5
Manchester credit union have always been there and been supportive in any applications I've made Reviewed on: 15th June 2025

Manchester credit union has helped me to manage my u...

5
Manchester credit union has helped me to manage my use of credit in an efficient manner, whilst also helping me to save. Reviewed on: 15th June 2025

Life changing

5
Manchester credit union has helped me so much in time of need. I grew up in the care system so I don't know much of my family to get help from so credit union helped me alot. I have 2 children so it has bee amazing to be able to get loans and to save. Reviewed on: 15th June 2025

Excellent and always able to help

5
Excellent and always able to help Reviewed on: 15th June 2025

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