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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

49% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

No complaints here!

Never had a problem over the years I’ve used them. Staff are always friendly and helpful Reviewed on: 15th June 2025

When applying for my family loan and top ups etc it...

When applying for my family loan and top ups etc it is so easy and straight forward. Especially with the app. Reviewed on: 15th June 2025

Really helps me out when I’m struggling and never in...

Really helps me out when I’m struggling and never in debt as it goes directly to them really helpful way of a loan Reviewed on: 15th June 2025

Very helpful

Really helpful friendly staff loans issued very quickly never had a problem in renewing my loans and christmas club is a brialliant way to save especially having a big family. Reviewed on: 15th June 2025

I've been with the credit union for.

I've been with the credit union for. A. number of years when I have asked for a loan from my holidays there's been no problem in granting it I also have money taken out of my way to use for savings Reviewed on: 15th June 2025

Manchester credit union have always been there and b...

Manchester credit union have always been there and been supportive in any applications I've made Reviewed on: 15th June 2025

Manchester credit union has helped me to manage my u...

Manchester credit union has helped me to manage my use of credit in an efficient manner, whilst also helping me to save. Reviewed on: 15th June 2025

Life changing

Manchester credit union has helped me so much in time of need. I grew up in the care system so I don't know much of my family to get help from so credit union helped me alot. I have 2 children so it has bee amazing to be able to get loans and to save. Reviewed on: 15th June 2025

Excellent and always able to help

Excellent and always able to help Reviewed on: 15th June 2025

Seemless loan journey

Stress free and simple loan process. Reviewed on: 15th June 2025

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