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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

49% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Excellent service, and very good communication.

Excellent service, and very good communication. Easy to contact and great way of saving and if needed borrowing at a safe level. Reviewed on: 15th June 2025

It’s great for borrowing money when needed, in the b...

It’s great for borrowing money when needed, in the bank the same day! Or you can save it’s a win win Reviewed on: 15th June 2025

Overall my experience has been wonderful I can't f...

Overall my experience has been wonderful I can't fault anything. To start with customer service help I received from Manchester Credit Union so far. I'm gratefull that I have account with them. Reviewed on: 15th June 2025

Application process was very simple to complete.

Application process was very simple to complete. My application was reviewed and I was kept notified each step of the process. Reviewed on: 15th June 2025

It’s handy to have when you need a little bit of cas...

It’s handy to have when you need a little bit of cash would be better if you could take out at 100 though or pay off if you need a topup asap Reviewed on: 15th June 2025

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Mfffxxbvcdddcxint eveeeeee and a make sure you can Reviewed on: 15th June 2025

Very good experience and nice customer service, exce...

Very good experience and nice customer service, excellent people on the phone and face to face. Reviewed on: 15th June 2025

I have been with MCU for around 8 years.

I have been with MCU for around 8 years. It's easy, convenient and extremely helpful. Reviewed on: 15th June 2025

great experience, easy to keep track on your loan an...

great experience, easy to keep track on your loan and quick response from the team if you need anything Reviewed on: 15th June 2025

A great way of saving and always handy when I’m in n...

A great way of saving and always handy when I’m in need of a little helping hand Reviewed on: 15th June 2025

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