Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,171 reviews, last reviewed 12th Mar 2026
39% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant respones from the team and quickly aswell Brilliant respones from the team and quickly aswell Reviewed on: 12th March 2026
Samantha 's avatar
Samantha

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2171)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

It’s handy to have when you need a little bit of cas...

4
It’s handy to have when you need a little bit of cash would be better if you could take out at 100 though or pay off if you need a topup asap Reviewed on: 15th June 2025

Mfffxxbvcdddcxint eveeeeeefddtvdxx ghhg

1
Mfffxxbvcdddcxint eveeeeee and a make sure you can Reviewed on: 15th June 2025

Very good experience and nice customer service, exce...

5
Very good experience and nice customer service, excellent people on the phone and face to face. Reviewed on: 15th June 2025

I have been with MCU for around 8 years.

5
I have been with MCU for around 8 years. It's easy, convenient and extremely helpful. Reviewed on: 15th June 2025

great experience, easy to keep track on your loan an...

5
great experience, easy to keep track on your loan and quick response from the team if you need anything Reviewed on: 15th June 2025

A great way of saving and always handy when I’m in n...

5
A great way of saving and always handy when I’m in need of a little helping hand Reviewed on: 15th June 2025

I have never had issues with credit union

5
I have never had issues with credit union Reviewed on: 14th June 2025

Helps me save for emergencies and applying for a loa...

5
Helps me save for emergencies and applying for a loan has never been easier Reviewed on: 14th June 2025

Excellent.

5
Excellent easy to apply easy to use app Reviewed on: 14th June 2025

Brilliant no issues at all, was there when I needed...

5
Brilliant no issues at all, was there when I needed help Reviewed on: 14th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products