Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,172 reviews, last reviewed 12th Mar 2026
41% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great easy helpful any queries handled sufficiently Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2172)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Brilliant no issues at all, was there when I needed...

5
Brilliant no issues at all, was there when I needed help Reviewed on: 14th June 2025

Brilliant support

5
I have used Manchester credit union for years and always been good Reviewed on: 14th June 2025

Great service for the many not the few .

5
Always easy to get account information. Friendly staff and great service Reviewed on: 14th June 2025

Helps me and my kids a lot I really appreciate the h...

5
Helps me and my kids a lot I really appreciate the help it provide for us to get by Reviewed on: 14th June 2025

I am very happy with union credit

5
I am very happy with union credit Reviewed on: 14th June 2025

Easy to use and great customer service

5
Easy to contact by messaging through the app and always get a response promptly , loans are pretty straight forward and easy to apply for as well Reviewed on: 14th June 2025

Manchester credit union has always been there for me...

5
Manchester credit union has always been there for me when I needed them. As someone who has no family to call on for support, Manchester credit union is a great source of support for me. They have helped me in my lowest when I was a struggling young mum and still continue to play an active part in making my life better. Reviewed on: 14th June 2025

Never had any issues

5
Never had any issues, it’s great you can top up after so much, it’s reliable and amazing Reviewed on: 14th June 2025

Brilliant helped.

5
Brilliant helped.my family when needed couldn't.thank.them enough Reviewed on: 14th June 2025

I have nothing negative to say

5
I have nothing negative to say, I love that when I have paid £150 off I can withdraw that again, I love that there is a savings option. I’m yet to win the lottery still haha Reviewed on: 14th June 2025