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Mettle by NatWest: Business Banking reviews

View other Mettle by NatWest products
4.92
Based on 4,079 reviews, last reviewed 5th Apr 2026
173500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
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0%
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0%
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1%

Latest highest rating:

5

Very easy to set up, clear and easy communication Very easy to set up, clear and easy communication Reviewed on: 5th April 2026
NG's avatar
NG

Latest lowest rating:

1

Unfortunately the team couldn’t transfer Director in... Unfortunately the team couldn’t transfer Director info so you are closing my account Reviewed on: 24th March 2026
Aiza A's avatar
Aiza A
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About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

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Mettle by NatWest Business Banking reviews (4079)

Very easy to use, with good features.

5
Very easy to use, with good features. Reviewed on: 19th March 2026
Peter S's avatar
Peter S

Very efficient app allowing tou to categorise quickl...

5
Very efficient app allowing tou to categorise quickly and asd receipts Reviewed on: 19th March 2026
Savvas S's avatar
Savvas S

Seamless to set up, ease of access via app.

5
Seamless to set up, ease of access via app. Reviewed on: 19th March 2026
Lorraine O's avatar
Lorraine O

Very good system .

5
Very good system . Very easy to use. Reviewed on: 19th March 2026
Loman ONeill's avatar
Loman ONeill

The account is easy to manage and understand.

5
The account is easy to manage and understand. You can have separate pots for different reserves, on offering a good rate of interest. There are no fees for general banking and online transactions. I also like the link with Free Agent which for me is invaluable. Reviewed on: 19th March 2026
Melanie B's avatar
Melanie B

JUST MODERN, HOW IT SHOULD BE, GREAT TO WORK WITH AS...

5
JUST MODERN, HOW IT SHOULD BE, GREAT TO WORK WITH AS A BUSINESS WONER Reviewed on: 19th March 2026
rACHEL e's avatar
rACHEL e

I’m self employed and have enjoyed the Mettle experi...

5
I’m self employed and have enjoyed the Mettle experience. The app is simple and intuitive to use and haven’t run into any issues. Reviewed on: 19th March 2026
Daniel B's avatar
Daniel B

Everything has been easy and accessible.

5
Everything has been easy and accessible. The app works well and helps me keep on top of things. I like being able to easily send invoices and the free link to Free Agent. Reviewed on: 19th March 2026
Lucia Capaldi's avatar
Lucia Capaldi

I love Mettle, it gives me all I need.

5
I love Mettle, it gives me all I need. I hear nightmare stories about business owners using other banks and the cost and limitations and I feel proud to bank with Mettle. Reviewed on: 19th March 2026
Ruth D's avatar
Ruth D

Rewarding experience

5
I’ve had a great experience with Mettle Bank so far. Setting up the account was completely seamless and only took a few minutes, which made getting started really easy. The integration with FreeAgent is excellent and everything syncs smoothly, saving a lot of time on bookkeeping and making it much easier to keep track of finances. Transactions are fast and clearly shown in the app, and the overall interface is very straightforward to use. For a business account, it feels very efficient and well-designed, without unnecessary complications. Overall, a really solid banking option for small businesses and freelancers, especially if you use FreeAgent for accounting. Reviewed on: 19th March 2026
Raph O's avatar
Raph O

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