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Mettle by NatWest: Business Banking reviews

View other Mettle by NatWest products
4.92
Based on 4,173 reviews, last reviewed 9th Apr 2026
182600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Simple Excellent product Mettle provides exactly what I need for my small business—nothing more, nothing less. It’s the definition of 'just right' functionality Reviewed on: 9th April 2026
Raghu Malve's avatar
Raghu Malve

Latest lowest rating:

1

Unfortunately the team couldn’t transfer Director in... Unfortunately the team couldn’t transfer Director info so you are closing my account Reviewed on: 24th March 2026
Aiza A's avatar
Aiza A
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About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

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Mettle by NatWest Business Banking reviews (4173)

Honestly, the fact that it has FreeAgent is the reas...

4
Honestly, the fact that it has FreeAgent is the reason I’m using mettle. Reviewed on: 4th February 2026
Mohammed M's avatar
Mohammed M

Never had a problem, the App is easy to log on and w...

5
Never had a problem, the App is easy to log on and work through Reviewed on: 4th February 2026
Jonathan S's avatar
Jonathan S

Easy to use & never had any problems.

5
Easy to use & never had any problems. The app is very user friendly & it integrates well with FreeAgent. Reviewed on: 4th February 2026
Laura J's avatar
Laura J

Really good app.

4
Really good app. Really like that I can match invoice payments to the invoice and that I can automatically put money away for tax on income. I wish I could search by transaction category though. That seems an strange feature not to be possible. Reviewed on: 4th February 2026
Rebecca's avatar
Rebecca

Fantastic customer service, seamless integration wit...

5
Fantastic customer service, seamless integration with FreeAgent Accounting System Reviewed on: 4th February 2026
Jen H's avatar
Jen H

Easy to use

5
It’s very user friendly and makes my self employed work easier Reviewed on: 4th February 2026
Bethan C's avatar
Bethan C

Excellent savings pots function for budgeting.

5
Excellent savings pots function for budgeting. Not only for tax, but you can use it for your overheads and wages? Its link with Free agent and free accounting software is beyond expectations. So easy to use. Forget other accounting software Freeagent is streets ahead. Reviewed on: 4th February 2026
Stephen H's avatar
Stephen H

Excellent for my business.

5
Excellent for my business. So much so I recommended my wife's business change to mettle. Great service. Reviewed on: 4th February 2026
Chris Johnston's avatar
Chris Johnston

Small business companion

5
As a small business it has been wonderful to find a free business account. The highlight has been the integration with Free Agent accounting software, it really has taken the headache out of doing my tax return. Reviewed on: 4th February 2026
Enrich's avatar
Enrich

Mettle has been the perfect bank account choice for...

5
Mettle has been the perfect bank account choice for me as a first time sole trader. Signing up was simple and guided and I love that Freeagent is included in the service. Reviewed on: 4th February 2026
Vicki M's avatar
Vicki M

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