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Mettle by NatWest: Business Banking reviews

4.92
Based on 4,166 reviews, last reviewed 9th Apr 2026
181900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

All as advertised, tie in with Free agent is such a... All as advertised, tie in with Free agent is such a bonus Reviewed on: 9th April 2026
David 's avatar
David

Latest lowest rating:

1

Unfortunately the team couldn’t transfer Director in... Unfortunately the team couldn’t transfer Director info so you are closing my account Reviewed on: 24th March 2026
Aiza A's avatar
Aiza A

About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

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Mettle by NatWest Business Banking reviews (4166)

Mettle is a very easy, straight forward bank.

5
Mettle is a very easy, straight forward bank. My app is super easy to use & everything was really easy to set up. It allows me to get notifications also when money goes in/out of my bank account and it’s very easy to navigate the app. Reviewed on: 3rd February 2026

Easy to use

5
Great for invoicing and recording expenses. No issues so far. Free banking very useful for start up business. Reviewed on: 3rd February 2026

The ease of using Mettle

5
Makes running my business financials very simple and easy. Reviewed on: 3rd February 2026

Grateful for the amazing service provided and the wa...

5
Grateful for the amazing service provided and the wasy to use app Reviewed on: 3rd February 2026

Great for our very, very small business

5
As a very, very small business, Mettle has enabled us to manage our income and expenditure with ease. The app is super easy to use with all the functionality we need at no cost. We love using the "Pots' to help us manage future payments. Reviewed on: 3rd February 2026

Easy to use and takes the stress away!

5
Whenever I’ve had any queries, the response time has always been quick. I love how easily it connects with FreeAgent and also how I can split my money into pots automatically with every invoice without having to do any manual steps (or remembering!) Reviewed on: 3rd February 2026

Really recommend for a business newbie

5
Super easy to use. Amazing that it links so easily with freeagent for a new business it has helped everything work more smoothly. Reviewed on: 3rd February 2026

Great Business Bank Account!

5
My friend who is an accountant recommended Mettle and I have been really happy with the service received and recommended Mettle to others. It's easy to sign up, you can set up pots to split your money and you get access to Free Agent book kepping software. Reviewed on: 3rd February 2026

It was so easy switching from another account to Met...

5
It was so easy switching from another account to Mettle. The APP is realy easy to use and we also link it to freeagent which is superb. Reviewed on: 3rd February 2026

My first business bank account and it was so...

5
This is my first business bank account and it was so easy to set up and the seamless link to FreeAgent makes my life so much easier! I actually enjoy keeping up with my accounts now. I also love the tax pot function Reviewed on: 3rd February 2026

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