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Mettle by NatWest: Business Banking reviews

View other Mettle by NatWest products
4.92
Based on 4,167 reviews, last reviewed 9th Apr 2026
182000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to use, great that it comes with free agent. Easy to use, great that it comes with free agent. Made doing my tax return super easy. Mettle was actually recommended to me by an accountant friend w... Read more Reviewed on: 9th April 2026
Dani Letherby's avatar
Dani Letherby

Latest lowest rating:

1

Unfortunately the team couldn’t transfer Director in... Unfortunately the team couldn’t transfer Director info so you are closing my account Reviewed on: 24th March 2026
Aiza A's avatar
Aiza A
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About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

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Mettle by NatWest Business Banking reviews (4167)

As a sole trader

5
As a sole trader I find using Mettle and its access to free agent makes running a business a lot simpler Reviewed on: 3rd February 2026
Matt k's avatar
Matt k

Love the 'Pots' function - makes my business life easy

5
I've used Mettle since starting my business and the partnership with Freeagent just makes everything so smooth and seamless. I especially like the 'Pots' function so i can put money away out of every invoice for VAT, Corporation Tax, Savings and Pension. It means my cash flow runs super smoothly Reviewed on: 3rd February 2026
Kerry F's avatar
Kerry F

Very easy to use, links up with freeagent perfectly...

5
Very easy to use, links up with freeagent perfectly to run my business accounts. Allows me to set aside a pot for tax and sending payment is very easy. Reviewed on: 3rd February 2026
Helen D's avatar
Helen D

Straightforward and easy to use banking app.

5
Straightforward and easy to use banking app. Reviewed on: 3rd February 2026
Martin S's avatar
Martin S

They do everything I need quickly and for free.

5
They do everything I need quickly and for free. Half my friends use it for their businesses now. They were quick to help when I was a victim of fraud on two occasions. Reviewed on: 3rd February 2026
Eleanor M's avatar
Eleanor M

I've been with Mettle for 5 years and all good

5
I've been with Mettle for 5 years and all good Reviewed on: 3rd February 2026
Bernard 's avatar
Bernard

Love Mettle

5
As a sole trader this bank account has been a real help with my business and linking with freeagent has made accounting much easier Reviewed on: 3rd February 2026
Splice's avatar
Splice

It’s easy to use and I received excellent support ov...

5
It’s easy to use and I received excellent support over a dispute for goods I’d returned but not received a refund for. Mettle stepped in and sorted this out for me. Reviewed on: 3rd February 2026
Suzanne W's avatar
Suzanne W

I've recommended Mettle to lots of people that have...

5
I've recommended Mettle to lots of people that have businesses, it's easy to open an account with the correct information. The account runs easily, gives me everything I need and I can see on the app exactly what I have in the bank and what my customers owe me. Reviewed on: 3rd February 2026
Abean's avatar
Abean

Fantastic account for small businesses

5
Fantastic account for sole traders and small businesses. No charges, easy to use app, pots to split money, links to FreeAgent accounting software. Love it. Reviewed on: 3rd February 2026
Nicola C's avatar
Nicola C

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