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Mettle by NatWest: Business Banking reviews

4.92
Based on 4,145 reviews, last reviewed 8th Apr 2026
179800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
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Latest highest rating:

5

Very professional but also listen well to your needs Very professional but also listen well to your needs Reviewed on: 8th April 2026
Jay's avatar
Jay

Latest lowest rating:

1

Unfortunately the team couldn’t transfer Director in... Unfortunately the team couldn’t transfer Director info so you are closing my account Reviewed on: 24th March 2026
Aiza A's avatar
Aiza A

About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle by NatWest Business Banking reviews (4145)

Excellent services

4
Easy to use app. Good services. It would be useful if a second person was able to access the account too. Reviewed on: 2nd February 2026

Saving for my tax has never been easier!

5
The savings pots are fantastic and I would be lost without these. Saving for tax has never been easier. Also the fact you provide free use of FreeAgency is the best selling point of Mettle Banking. It's super easy to use and the customer service is fantastic for both Mettle and FreeAgent. Reviewed on: 2nd February 2026

Excellent service , very easy to use , set up was tr...

4
Excellent service , very easy to use , set up was trouble free , woud be better if cheques were accepted , the app can be a bit glitchy . Reviewed on: 2nd February 2026

Mettle has provided all I need in a business banking...

5
Mettle has provided all I need in a business banking service and made it easy for me to access and use, where and how suits me best. Information is provided in a timely manner, I am not spammed with marketing comms and the integration with FreeAgent provides me with seamless financial management for my business, minimising the time I need to spend administering that side of my business, freeing me to add value for my business rather than spend time on non-value adding activity. Reviewed on: 2nd February 2026

Banking App and fraud detection

5
Banking App is easy to work with and has the added support from the customer service team which is invaluable. For example I was making an online purchase whilst I was in Europe through what i thought was a legitimate website and Mettle stepped in and stopped the transaction, citing the provider as a known potential fraud issue. I used the web chat to ask what was the issue and the dialogue was very informative, to the point where I was satisfied that I agreed with their assessment and It prompted me to identify and use a different site for the purchase i needed to make. Excellent! Reviewed on: 1st February 2026

A pleasure to use

5
The app is extremely easy to use, invoices are easy to create and help is always there if you need it. I love that you also get the use of Free Agent for free which is the best accounting app I’ve used by far. Reviewed on: 1st February 2026

Every thing I need to do with banking works with met...

5
Every thing I need to do with banking works with mettle. I love how simple they make it. And the speed that the app works is great. I also love the intergration with FreeAgent and that make my life so much easier. Reviewed on: 31st January 2026

Great Business Bank Account

5
Never experienced any problems with Mettle account. Any customer service required has been prompt and very helpful. Reviewed on: 31st January 2026

loved it from the moment we got started!

5
loved it from the moment we got started! Reviewed on: 31st January 2026

Best business bank I’ve had Customer service incre...

5
Best business bank I’ve had Customer service incredible. Reviewed on: 31st January 2026

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