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Mettle by NatWest: Business banking reviews

View other Mettle by NatWest products
4.82
Based on 4,587 reviews, last reviewed 10th Jun 2026
173% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Much satisfied, smooth and reliable. Much satisfied, smooth and reliable.will definitely recommend to my friends Reviewed on: 10th June 2026
IZAHAR 's avatar
IZAHAR

Latest lowest rating:

1

Mettle has been a good business bank for me to... Mettle has been a good business bank for me to use Reviewed on: 8th May 2026
Gavin 's avatar
Gavin
Read all reviews Write a review

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

Review Mettle by NatWest: Business banking now

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Mettle by NatWest Business banking reviews (4587)

Does Exactly what it says on the Tin!

5
I was looking for a Tax Digital compliant invoicing system for my small freelance business. I discovered that The Mettle account came with this option free so I signed up! Everything is exactly as expected and works out of the Box. To date I have not needed to contact customer support so my only dealings with them was during the onboarding process which was quick and simple. The account was set up almost straight away and my Banks card arrived 2 days later. Reviewed on: 18th March 2025
Tim R's avatar
Tim R

Great Bank to deal with, no transaction fees, no acc...

5
Great Bank to deal with, no transaction fees, no account fees, support been there when needed Reviewed on: 18th March 2025
Peter's avatar
Peter

Outstandingly good tool for small businesses

5
As a small business owner, the ability to automate your financial management is invaluable. VAT, Corporation Tax and 'Savings' are all sent to individual pots and the remaining balance is shown so I know exactly what funds I have available. Reviewed on: 18th March 2025
Tim C's avatar
Tim C

A Fantastic account for our small start up

5
Mettle has been a fantastic account for our small start up business, easilly incorporating accounting software and creating invoices for new customers. Reviewed on: 18th March 2025
Calvin L's avatar
Calvin L

A founders delight!

5
The app is great, the team message you fast and are always helpful. Freeagent is superb and as a start up, it's been so easy to use! Very happy, thank you Mettle! Reviewed on: 18th March 2025
James C's avatar
James C

Great for my small business

5
Very easy to set up, simple to use and great extras such as Freeagent. Perfect for my small business Reviewed on: 18th March 2025
Shell's avatar
Shell

Excellent service and easy to use.

5
Excellent service and easy to use. Never had any problems with this bank. Reviewed on: 18th March 2025
Chris T's avatar
Chris T

Recommend

5
Super user friendly and easy to navigate Reviewed on: 18th March 2025
Shelli 's avatar
Shelli

Mettle is the foundation of a new business!

5
Mettle is the foundation of a new business! I set up in 2024 and wanted to do things right from the get go, its hard setting up, hard getting approved for things and getting trust sole trader or ltd. Mettle was fantastic, customer service guided me and got me going, not only that the app and the functions itself are fantastic, the perk of having FreeAgent is literally the best thing, gives you a break from you having to pay and set up another service during the sluggish first year. Few months in and I am on the go and getting income, and solely because of how Mettle have been, will be why I stay with them going forward. The integrations to all major platforms is another great feature. Could not recommend enough. Reviewed on: 18th March 2025
T Rigby's avatar
T Rigby

I would totally recommend

5
I’ve been using Mettle for my business, and it’s been a great experience so far. It’s a free, app-based business account backed by NatWest, making it a solid choice for freelancers and small business owners like me…….. The setup process was quick and easy, and I love how it integrates with accounting tools like Xero and FreeAgent. Some of the standout features include simple invoicing, expense tracking, and a clean, user-friendly app. Plus, no monthly fees mean I can manage my business finances without unnecessary costs. The debit card is also handy for everyday spending……. Overall, if you’re looking for a straightforward, fee-free way to manage your business finances, Mettle is definitely worth considering! Reviewed on: 18th March 2025
Emmanuel O's avatar
Emmanuel O

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