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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4923 reviews)

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4.95

Based on 4,923 reviews, last reviewed 13th Jun 2025

43% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

The app is very easy to use and understand. The app is very easy to use and understand. Rate is good as well. I have contacted customer service and they are excellent. It's easy to setup a dir... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (4923)

Review of the Moneybox app, Lifetime ISA:

Moneybox Cash LISA

LISAs have a good return so if you're eligible and can put away some money until you're 60 I'd recommend Reviewed on: 5th March 2023

The app is very easy to use and understand.

The app is very easy to use and understand. Rate is good as well. I have contacted customer service and they are excellent. It's easy to setup a direct debit either for pay day on a certain date. You also can have the money come out weekly. Reviewed on: 13th June 2025

Easy to set up but sometimes asset managers can be a...

Easy to set up but sometimes asset managers can be a bit stupid Reviewed on: 13th June 2025

Easy and encouraging

So easy to set up, track your savings and the other contributions to your deposit. It's when I really started thinking about and seeing how close I was to my first home. Even if you don't max out the contributions it's worth opening to really ensure you're putting the money away and not constantly dipping in to it. The interest pays in monthly which is great to see constant growth. Easy bank transfers or repeated direct deposits, good teaching and advice for first time buyers. Glad I put my money in, wouldn't have the deposit for my first home without it. Reviewed on: 13th June 2025

I started using Moneybox app for LISA and CashISA an...

I started using Moneybox app for LISA and CashISA and never was there any problems. They're quick to respond and reliable. Money is protected in a scheme. Reviewed on: 12th June 2025

Excellent app layout, very useful customer service a...

Excellent app layout, very useful customer service and top tier interest rates and notifications to the app. Quick and easy to use so definitely recommended for anyone who wants an easy Lifetime ISA. Had not heard of Moneybox previously, but will stick with them. Reviewed on: 12th June 2025

Great experience with Moneybox over the past year

I've had a great experience with Moneybox over the past year and couldn't ask for better. Their UX is clear and accessible. It's clear where to go if I ever need help and their range of offerings suits my needs. Reviewed on: 12th June 2025

Reliable money saving tool for beginners.

Reliable money saving tool for beginners. I use the LISA, ISA and Fixed Savings products, it is great to see them all in one place with such a well designed, reliable and safe app! Reviewed on: 12th June 2025

Easiest money app to use!

Very easy interface, happy to use. Makes information clear and concise for all customers. Reviewed on: 12th June 2025

Good and simple

Good, easy to deposit and shows a breakdown of your account Reviewed on: 12th May 2025

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

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