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Moneybox app: Lifetime ISA reviews

4.95
Based on 5,631 reviews, last reviewed 3rd Apr 2026
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Latest highest rating:

5

Amazing app This app has been an absolute game changer in terms of saving for my house deposit. I also use it for my holiday fund+ will be using it when my pensio... Read more Reviewed on: 3rd April 2026
Jason A's avatar
Jason A

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5631)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Straightforward and easy to use

5
I’m not someone who is that savvy when it comes to the various savings schemes. So the lifetime ISA from Moneybox was perfect for me, it explained everything in a simple way and the app itself is so easy to use. Reviewed on: 8th February 2023

Makes sense for me

4
Ads discipline to my saving - very good bonus Reviewed on: 8th February 2023

Great future support

5
Really helped me sort out my future finances Reviewed on: 8th February 2023

Moneybox saved my savings

5
I have been trying to save for a mortgage from a long time ago and got myself into a lot of debt and couldn’t save until I found out about Moneybox I am on the road to getting a house and debt free Reviewed on: 8th February 2023

Excellent service

5
Easily accessible information. Easy to read information. Easy to get advice and great customer service. Reviewed on: 8th February 2023

Easy to access and very good services

5
I opened this account mid 2022 and ever since I’ve enjoyed being able to access it at all times and see the money that I’ve deposited work it’s magic. Highly recommend to anyone it’s a good way to save for a first home or retirement. Reviewed on: 8th February 2023

Great way to start saving for a home for young people

5
After using Moneybox, I have encouraged every young person I know to have one if they want to save for a home. Such an easy app to use and tracking your money is so simple Reviewed on: 8th February 2023

Life Changing!!!

5
The Lifetime ISA has completely transformed my life as it’s given me achievable targets for my first future home. Seeing your money rise through the months is very much a confidence booster & given me & my wife a bright future ahead of us. Thank you. Reviewed on: 8th February 2023

Great for young adults

5
It’s a fantastic way for young adults to save when they’re young as well as giving them a good incentive to work towards a deposit for a house which is so tricky nowadays. Reviewed on: 8th February 2023

Easy, good customer service

5
whenever I have had a question about how the isa works I haven’t had to sit on the phone for hours like traditional banks it’s been a quick easy and friendly service and I have had no issues accessing the ISA or using any of the tools available. other banks could learn a lot form Moneybox! Reviewed on: 8th February 2023