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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9291 reviews)

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4.94

Based on 9,291 reviews, last reviewed 3rd May 2026

41100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

LISA Saving couldn't be easier!

I have been saving with Moneybox for over 3 years now with the Lifetime ISA and it couldn't be made easier. I feel like they are on my side, encouraging me to save, providing mortgage support etc. Only downside I would say is that after the initial promotional rate, it no longer becomes market leading and no incentive to stick with it. Reviewed on: 10th April 2024

Moneybox app was excellent, and help us buy our firs...

Moneybox app was excellent, and help us buy our first house. Reviewed on: 10th April 2024

Could be better

It is good that you cannot buy individual stocks in the Moneybox LISA instead there are a choice of funds to spread the risk. However, the range of funds are limited and Moneybox has some hidden fees by applying a fund markup. Reviewed on: 10th April 2024

I've invested the full amount and it seems to be int...

I've invested the full amount and it seems to be introducing new etfs whilst keeping a simplified ui for new investors Reviewed on: 10th April 2024

It’s a great experience investing with Moneybox!

It’s a great experience to invest with Moneybox as I have been with Moneybox for almost 3 years now and I am using this app for buying my first home in 2026. It’s also giving me a good interest and i love seeing my money grow year by year. This way I don’t have to worry too much about my home deposit and also save up for my house and get that extra 25% from the govt. Reviewed on: 9th April 2024

Moneybox offer great customer service

I’ve always had a really good experience with Moneybox. The app is really user friendly making deposits easy, quick and simple. If ever you need to reach someone, they have a handy in app feature to speak to a real person rather than a chatbot. Reviewed on: 9th April 2024

Great service and easy way to save money

Great service and easy way to save money Reviewed on: 8th April 2024

Simple and easy to use

Simple and easy to use, people of all abilities would be able to use the app with ease. It was quick to set up my account and my LISA, a d they keep me informed of how my money is doing It is also really easy to put extra money in and set up a standing order. Reviewed on: 8th April 2024

High Quality App very simple and friendly

Have been with them a while now and I'm glad they introduced a few more etfs, the ui is very clean and they have once again made it even more streamline with a overall page which is helpful and friendly to new investors. Reviewed on: 8th April 2024

Clarity of Moneybox

The moneybox app is laid out so clearly so I can access everything to do with my LISA without trouble. It displays the breakdown of my money and this makes me feel safe in knowing where my money is and I am glad I have something to help me grow my money for the future Reviewed on: 7th April 2024

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