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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
51425% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Simple and easy to contact for assistance

5
I opened a Lifetime ISA after realising the bonus was better than phasing-out Help To Buy. Moneybox has been simple and easy to handle since then. I do not earn regularly enough to set up a monthly direct debit, so the option to put in one time deposits through my bank account is very useful. I can contact the team via live message whenever and they are always very helpful. I find it useful also having the additional financial advice that is available for free on the app, from pensions to savings rates. Fab app! Reviewed on: 8th February 2023

In a dash sort out your cash

5
Absolutely love Money Box as you can sort out your Lifetime ISA and notice accounts in a flash. If you need any support from them they get back to you very quickly and are always helpful Reviewed on: 8th February 2023

Fun and rewarding

5
Moneybox makes saving money fun and encourages me to put money aside every month Reviewed on: 8th February 2023

App for needy people

5
Its really understandable and amazing app for normal people which is important for me. Very easy and helpful app Reviewed on: 8th February 2023

Excellent

5
Excellent app, easy to use. Would reccomend Reviewed on: 8th February 2023

Perfect for young adults

5
As a young adult this lifetime isa is fantastic as it explains finance in both simple and complex ways that is easy for beginners to understand but is also interesting for someone who has background knowledge on the subject. It makes target setting simple but effective and gives tips on how to maximise the lisa bonus. Reviewed on: 8th February 2023

Great service

5
Great UI and the best interest rate Reviewed on: 8th February 2023

User friendly app

5
The moneybox app is simple to use, and easy to understand. I can easily see my contributions and potential government bonus. Previously I needed assistance because I wasn't sure when the cut-off point was for current tax-year contributions to my Lifetime ISA, and their customer service was fast and helpful. They have provided useful webinars about saving and investing. I recommend them. Reviewed on: 8th February 2023

Amazing!

5
The app is extremely well designed and all information regarding the account I used is clear. Very happy with the service and the 25% gov bonus from my lifetime ISA is excellent. Couldn’t be happier with this company and the service they are providing. Would recommend to anyone saving for a first home. Reviewed on: 8th February 2023

Easy to use

5
So easy to use, I really like the fact you can set a weekly amount to save so that you don't have to remember to do it all the time. Very user friendly app that shows breakdowns of how you are doing and how much can put in for year end. Reviewed on: 8th February 2023

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