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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

Moneybox is marvellous

5
The Moneybox lifetime ISA has made buying a first home a possibility. The app is so user friendly, and has an easy to understand display. It breaks down exactly what money is where. Love the new ‘wealth’ tab. Great to visualise how money is growing too!! Reviewed on: 27th February 2025

Wonderful experience

5
It's been great since I joined moneybox. Great experience Reviewed on: 2nd February 2023

Great UI, customer service, and service

5
The money box app is very good. It's good to be able to see a breakdown of your interest. Good customer service Reviewed on: 2nd February 2023

Great way to save for a mortgage in these times

5
Me and my partner didn’t not ourselves being able to ever save for a deposit or have a mortgage but Moneybox makes it easy to save, it’s reliable and enjoyable way of putting away for the future. Recommend it for a few friends already Reviewed on: 2nd February 2023

Sleek and Easy

4
Moneybox is a sleek and easy application that offers a variety of services as well as support such as a mortgage calculator. It’s a service I will consistently recommend to friends and family due to the ease of access and the simplicity they offer with their LISA. Reviewed on: 2nd February 2023

Simple savings!

5
The app is easy to use and a nice clean design. I like the fact you can actually see your interest building each day! Auto transfers are easy to set up/snooze/stop depending on your finances at the time (I'm freelance, so that's super useful) Great product Reviewed on: 2nd February 2023

So easy

5
Easy to use, save money and keep track of what’s going on with my savings. All-round great company! Reviewed on: 2nd February 2023

Easy to use

5
Extremely clean app, very user friendly Reviewed on: 2nd February 2023

Simple system with bonuses

5
Moneybox's ISA system is really simple and clear, much more so than others I have experienced in the past, and comes with useful and understandable advice on your finances and explanations of what different things mean - something that always seems impossible to get from most banks. The added bonus interest systems are a nice little touch that I have never known other banks to offer on a standard basic ISA. Reviewed on: 2nd February 2023

Great and easy to use

5
Great app and very easy to use, 10/10 Reviewed on: 2nd February 2023

Really accessible and clear way to save regularly

5
I really like that it is very simple to understand what could actually be quite complex for the Lifetime ISA. They easily show how much you need to save each month, and each year to get the additional government bonus, and how on track to do that. I'm saving for a mortgage which is a daunting process and every time I've had a question there has been someone available to answer in app - even though I'm still at the saving stage, they are already helping me understand the process. Plus, the interest rate is good and they provide a lot of other useful resources through their newsletter & site. (And comparing it to my other bank, the language is just so much easier to understand!) Reviewed on: 2nd February 2023

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