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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
41100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Amazing App for every New Home buyer

5
MoneyBox Guides you from your 1st Steps to Door step. Awesome for 1st time buyers Reviewed on: 26th January 2023

Easy to save!

5
I love this app. I've been using it for few years now and it has made saving money so easy. Every week, I can set up a savings goal that I want to reach, and then choose the amount of money I want to save each time I open the app. It's really convenient to set up my weekly goals, just connect my bank account and it automatically transfers money into my ISA account. The best part about this app is that it gives me access to lots of different financial products, like pension account, savings account, mortgage etc Reviewed on: 25th January 2023

Great customer service.

5
Great customer service on the app. Reviewed on: 24th January 2023

Highest interest rate

5
This LISA offers the current highest interest rates. The app also makes it as easy as possible to reach the £4000 LISA limit, with options for a lump sum, weekly or monthly deposits, top-ups and giving you plenty of warning before the end of the tax year. App is easy to use and modern. Reviewed on: 18th January 2023

Fantastic App

5
Great first experience with a LISA. Lots of helpful educational resources - improved my financial literacy more than any other company. Reviewed on: 13th January 2023

Lifechanging!

5
Helped me towards buying my first home. Reviewed on: 11th January 2023

Good rate but only for new customers

4
Offered a good interest rate but when the initial bonus is increased, the existing customers are left with a lower rate than the new customers are offered. Reviewed on: 10th January 2023

A great way to explore investing for newbies

5
I had never invested, or even saved before I opened an ISA with Moneybox two years ago. The process was quick and easy and most importantly, there is great customer service. If you have a question, just ask? The team are brilliant and the updates and newsletters are very informative. Reviewed on: 4th April 2022

Best LISA account app

5
I like the moneybox app, it is easy to sign up and the staffs are excellent! Had a minor hiccup upon signing up but the staffs engaged with me well via the chat box and helped to sort the problems ASAP. I also like the instant bank transfer options to top up the LISA and maximising the tax year allowance at the tips of my fingers. The app is easy to use and navigate. Reviewed on: 4th April 2022

Easy to save money for home

5
Moneybox help me to save money for firt home Reviewed on: 3rd April 2022

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