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Monzo: Business Account reviews

4.91
Based on 1,757 reviews, last reviewed 10th Mar 2026
36400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026
Matthew N's avatar
Matthew N

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1757)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

You get great value for money.

5
You get great value for money. Customer service access is intuitive, friendly and usually speedy. Reviewed on: 18th January 2024

Amazing services, great deals and friendly and helpf...

5
Amazing services, great deals and friendly and helpful staff! Thank you Reviewed on: 18th January 2024

Very happy using Monzo, they make everything very ea...

5
Very happy using Monzo, they make everything very easy to do both business and personal accounts Reviewed on: 18th January 2024

Excellent and highly satisfied experience

5
Excellent and highly satisfied experience Reviewed on: 18th January 2024

Monzo is amazing bank, easy to operate and great cus...

5
Monzo is amazing bank, easy to operate and great customer service Reviewed on: 18th January 2024

Ease of use, exceptional the way you can divide diff...

5
Ease of use, exceptional the way you can divide different pots is invaluable Reviewed on: 18th January 2024

Efficient.

5
Very Easy, fast transactions & simple to use. Interest rate on the savings account are top compared to other high street banks. Reviewed on: 18th January 2024

Have used for a few years now for my business and lo...

5
Have used for a few years now for my business and love Monzo! Perfectly set out, the customer service is spot on, always helped first time, quickly and friendly. The ability to link with apps and have pots is life changing! Reviewed on: 18th January 2024

Simply brilliant.

5
Simply brilliant. Easy to use, intuitive, and without unnecessary BS. Reviewed on: 18th January 2024

Monzo business plumbing business

5
I’ve used Monzo business banking and person banking for years! It’s made business banking brilliant, easy to use and always helpful when I’ve needed support. I recommend Monzo business to all my peers and they all have a positive experience with it as well. Reviewed on: 18th January 2024

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