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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

Easy, quick and convenient to use.

Easy, quick and convenient to use. Paperwork is simple and I love having everything at my fingertips. Reviewed on: 3rd April 2024

The Instagram of Online Banking

I have genuinely never had any issues with Monzo and think their continued focus on both convenience and safety is admirable. I've made my entire family sign up. The app is so inviting that the horror of checking my bank account is almost entirely eradicated- it's like the Instagram of online banking Reviewed on: 3rd April 2024

The first time seeing the card with my shop name was...

The first time seeing the card with my shop name was incredible! I loved how easily it was to transfer cash between accounts. The team was super friendly and reached out to ask about my product feature requests. Overall it was a great experience. I used it for my Etsy shop, which was my first time handling business expenses and found it to be very intuitive as it had everything I needed and it connected with Quickbooks very easily and made filing tax easy. Reviewed on: 3rd April 2024

Very good at responding to any important queries!

Very good at responding to any important queries! Reviewed on: 3rd April 2024

Great for budgeting - saving posts and expense categ...

Great for budgeting - saving posts and expense categorisation helps me stay on top of my finances and reach my saving goals. Reviewed on: 3rd April 2024

Monzo business is flexible and easy

I have used both levels of the Monzo business account as my needs change, and both have been very easy and fully featured to suit my needs. The service is great and gives me everything I need to keep my small business going. Reviewed on: 3rd April 2024

I've been using Monzo business for a year now, as a...

I've been using Monzo business for a year now, as a sole trader and i absolutely love it Reviewed on: 3rd April 2024

Really love using Monzo as a freelancer.

Really love using Monzo as a freelancer. The app is just miles ahead compared to every other bank I have used. It's fast, easy to use and reliable. Fast to load, clear information and fast to do common actions in the app. Good features like the web app, and sending invoices Reviewed on: 3rd April 2024

Excellent bank!

I’ve raved about Monzo on dates, family events, work and anywhere I’m pulling out my phone to tap and pay. Reviewed on: 3rd April 2024

I have never had any issues with Monzo and rave abou...

I have never had any issues with Monzo and rave about them all the times Reviewed on: 3rd April 2024

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