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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2137 reviews)

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4.94

Based on 2,137 reviews, last reviewed 3rd May 2026

850% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2137)

The first time seeing the card with my shop name was...

The first time seeing the card with my shop name was incredible! I loved how easily it was to transfer cash between accounts. The team was super friendly and reached out to ask about my product feature requests. Overall it was a great experience. I used it for my Etsy shop, which was my first time handling business expenses and found it to be very intuitive as it had everything I needed and it connected with Quickbooks very easily and made filing tax easy. Reviewed on: 3rd April 2024

Very good at responding to any important queries!

Very good at responding to any important queries! Reviewed on: 3rd April 2024

Great for budgeting - saving posts and expense categ...

Great for budgeting - saving posts and expense categorisation helps me stay on top of my finances and reach my saving goals. Reviewed on: 3rd April 2024

Monzo business is flexible and easy

I have used both levels of the Monzo business account as my needs change, and both have been very easy and fully featured to suit my needs. The service is great and gives me everything I need to keep my small business going. Reviewed on: 3rd April 2024

I've been using Monzo business for a year now, as a...

I've been using Monzo business for a year now, as a sole trader and i absolutely love it Reviewed on: 3rd April 2024

Really love using Monzo as a freelancer.

Really love using Monzo as a freelancer. The app is just miles ahead compared to every other bank I have used. It's fast, easy to use and reliable. Fast to load, clear information and fast to do common actions in the app. Good features like the web app, and sending invoices Reviewed on: 3rd April 2024

Excellent bank!

I’ve raved about Monzo on dates, family events, work and anywhere I’m pulling out my phone to tap and pay. Reviewed on: 3rd April 2024

I have never had any issues with Monzo and rave abou...

I have never had any issues with Monzo and rave about them all the times Reviewed on: 3rd April 2024

Monzo make banking easy & user friendly.

Monzo make banking easy & user friendly. They’re in touch with their audience and their customers. Reviewed on: 3rd April 2024

Easy to use, simple and modern features

Monzo makes everything extremely clear to visualise and is always way ahead of features of traditional banks and building societies. The shared tab is a prime example for young people in shared accommodation all the way to couples in a house and removes the need for shared accounts which can pose problems when financial circumstances are different. Reviewed on: 3rd April 2024

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