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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1757 reviews)

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4.91

Based on 1,757 reviews, last reviewed 10th Mar 2026

36400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1757)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Monzo works like a personal friend and like a large...

Monzo works like a personal friend and like a large mindless corporation Reviewed on: 18th January 2024

So much to like about Monzo Business, their app take...

So much to like about Monzo Business, their app takes the stress out of managing payments and links to my accounting software to making tracking spend stress free Reviewed on: 18th January 2024

Pronto Monzo!

Never had one issue using Monzo (personal or business accounts). When I have had queries, they have been answered/resolved really quickly via the chat function. Reviewed on: 18th January 2024

Never let me down

You know your bank is good when all the other banks start pulling their weight and copying the online features. Monzo always delivering more than expected. Their customer service has never let me down and that’s a big win for me. Reviewed on: 18th January 2024

The only thing I would improve is not charging for a...

The only thing I would improve is not charging for a business account Reviewed on: 18th January 2024

No hassle business banking.

No hassle business banking, allowing you to spend more time on your business. Reviewed on: 18th January 2024

I’m getting the best experience from Monzo Business...

I’m getting the best experience from Monzo Business Account. So excellent Reviewed on: 18th January 2024

Monzo is brilliant

Impressed with the mobile app! For business or private banking is ideal. Reviewed on: 18th January 2024

2 business accounts and one personal account with mo...

2 business accounts and one personal account with monzo. Everything is so simple to see and organize. Reviewed on: 18th January 2024

The bank opening an account procedures are simple an...

The bank opening an account procedures are simple and straight forward to follow. The staff if you have any glits are ready to help Reviewed on: 18th January 2024

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