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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1757 reviews)

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4.91

Based on 1,757 reviews, last reviewed 10th Mar 2026

36400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1757)

How business banking should be, simple, efficient, fully featured.

It's as easy and fully featured as their regular retail banking accounts. Great value, great product. Reviewed on: 13th June 2023

Fantastic banking & products

I’ve been a member now for a few years. I recommend Monzo to all my family & friends. Having worked in the financial industry myself for around 20 or so years, I am in no way affiliated to Monzo other than having a personal Premium Account through personal choice. Brilliant perks. Great to use abroad. Interest on current balances. Travel insurance products. Phone insurance products. Lots of additional products. Great use of accounts to break down spending, income, purchases etc. i simply love Monzo. Recommend to all! Reviewed on: 31st May 2023

It's just the best.

Monzo business is the best in the business. Reviewed on: 18th May 2023

Excellent friend for your business

Had to be said. Having g been from pillar to post with many banks for my business needs. Monzo far surpasses any other high street bank by far. Their excellent features coupled with the app make it extremely easy to do all my day to day banking. Reviewed on: 12th April 2023

Easy to use and efficient

Simple, easy to use and fast :) Monzo does the basics really well Reviewed on: 12th April 2023

I love monzo is the best thank you for helping me a lot with the monzo card, it's easy to use monzo

thank you for helping me a lot with the monzo card, it's easy to use monzo Is the best love you monzo Reviewed on: 11th April 2023

Couldn't run my business without it

I LOVE Monzo business, it's UX trumps all of its competitors and its automatic pot split is a life saver when it comes to tax. Reviewed on: 11th April 2023

Easy to use and setup took minutes!

Monzo Business account is so easy, separate from your personal account, yet so similar. Fantastic service and lovely colour card. What's more to love? Reviewed on: 11th April 2023

They are reliable

They respond to my complaints swiftly and give solutions immediately. Whenever I expect payment, they allow me to access my Money before the due payment date. I love their services a lot Reviewed on: 11th April 2023

Great solution for modern small businesses.

The monzo app is incredibly simple to use. Their web admin interface could use some minor tweaks, but overall so much easier than other archaic business banks. Reviewed on: 11th April 2023

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