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Monzo: Business Account reviews

4.88
Based on 1,384 reviews, last reviewed 15th Aug 2025
97% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

DO NOT USE FOR BUSINESS BANKING I would not recommend anyone to use Monzo as a Business Banking account. I opened one up 2 months ago as the online business banking company I current... Read more Reviewed on: 15th August 2025
Kim J's avatar
Kim J

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1384)

Ease and convenience

5
Switched to Monzo for both personal and business use - fantastic ease of the app for both. Much better than any high street banks app. Reviewed on: 25th February 2023

Best bank account experience ever!

5
Monzo business, like all their other account offerings, is absolutely superb! Easy to sign up, easy to use, up to the minute notifications and loads of business related facilities to help you stay ahead of your tax and VAT obligations! Just brilliant…forget the high street banks this is all you need! Reviewed on: 25th February 2023

Very good service

5
V good service And it’s was very easy for banking Reviewed on: 25th February 2023

What a great service

5
Monzo has made my business and my life way more easier with their great service. So user friendly and easy to set up. I would highly recommend using Monzo to anyone whose starting a business or need a personal account. Reviewed on: 24th February 2023

Easy-peasy

5
Simple and straightforward to set up and use and more than enough tools in the box Reviewed on: 24th February 2023

Simple business banking

4
Really simple business banking that is very intuitive. Would be 5 if it weren’t for some simple little things that are frustrating like in the invoicing feature it doesn’t permanently retain customer details only the most recent ones meaning you have to re type a lot of repeat customer details, also the fact that it defaults to the email address set on your personal account meaning you have to correct to your business email address on every invoice. Other than that it’s very slick and customer service has been great. Reviewed on: 24th February 2023

Very easy

5
Brilliant banking always helpful Reviewed on: 24th February 2023

Great bank

5
An efficient and agile bank to satisfy its customers. Reviewed on: 24th February 2023

Brilliant! Easy to use!

5
Highly recommend for anyone starting a business or wants to move their business account to Monzo! Reviewed on: 24th February 2023

So, Far, so good

5
I've been with Monzo for over 3 years now and its by far the best bank account I've used for simplicity. I've been using Monzo Business for 4 months and so far I'm very pleased I can't see me changing anytime soon. Reviewed on: 24th February 2023

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