Write a review

Go to business site

Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1770 reviews)

View other Monzo products

4.92

Based on 1,770 reviews, last reviewed 12th Mar 2026

37700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Superbly simple and easy to set up. Superbly simple and easy to set up. The ability to make any changes, receipt and pay is all seamless. I got the business account due to already having... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

Read all reviews See your review

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1770)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

effortlessly brilliant

Makes managing finances a breeze Reviewed on: 11th March 2023

Have my personal and business account with Monzo

I have both my accounts with Monzo, their app is great and so cool! makes managing my finances so easy Reviewed on: 11th March 2023

Monzo

I have a personal, joint and business account and vave done for several year. I've never had any problems. When I contacted customer services about spending abroad they were first class Reviewed on: 10th March 2023

so simple to use and great features!

I recently started a limited company and as I already had a monzo savings account, I decided to start a business account using the app. It was so simple and took minutes. My business banking card arrived 2 days later. The app is very smart and has lots of great feaultureds such as creating a separate tax pot for self assessment. I can't recommend Monzo enough! Reviewed on: 9th March 2023

Very happy with the product

I like the feature & the way the app looks. Reviewed on: 8th March 2023

Amazing digital Banking

Monzo is so easy to use, love that it’s linked to a phone number so it’s easy to transfer to friends without needing their account details. Card access and paying from pots is great. Having lots of different pots really helps to budget and allocate monies for the month and yesr Reviewed on: 7th March 2023

Can't fault them!

Proactive service and culture. Always positive experience. Reviewed on: 6th March 2023

Easy Banking

From clear statements to live account details you cannot go far with Monzo. Support with managing your business account by having easy access pots that you can move funds in and out of lets you create an account that's right for your business. Gets my vote every time Reviewed on: 6th March 2023

Monzo's Business Bank Account Deserves to Win - Here's Why

I've been using Monzo's Business Bank Account for several years now and I have to say, I'm thoroughly impressed with their offering. The free transactions and real-time updates make it easy to keep track of my business finances, and the mobile app is intuitive and user-friendly. What really stands out to me is the customer support - whenever I've had a question or issue, Monzo's team has been quick to respond and provide a solution. Plus, I appreciate the unique perks offered by Monzo. Overall, I'm extremely satisfied with Monzo's Business Bank Account and I believe they deserve to win Best Business Banking Provider in this year's British Bank Awards. Reviewed on: 6th March 2023

easy setup

I love This bank it was easy to setup and have clear instructions to use Reviewed on: 6th March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Business Accounts
from United Trust Bank 4.92 from 481 reviews
Business account
from Amaiz 5.00 from 1 reviews
Debit Card
from Tred 4.71 from 3 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 830 reviews
Savings
from Monzo 4.97 from 237 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub