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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (1344 reviews)

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4.92

Based on 1,344 reviews, last reviewed 25th Mar 2025

14100% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Love the app, has helped me to become more financial... Love the app, has helped me to become more financially stable Reviewed on: 25th March 2025

Latest lowest rating:

1

Good product bad fraud support The core product is good and the app, with its digital focus is easy to use and fantastic for freelancers. The major problem with Monzo’s business off... Read more Reviewed on: 18th March 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1344)

Best bank of small business owners

Monzo is the Best bank of small business owners Reviewed on: 24th January 2022

Best Business Account Ever

This account is absolutely amazing,it is so easy to manage statements etc. Reviewed on: 24th January 2022

A breath of fresh air

For years I battled with overpriced technically inept business banking. Archaic systems, delays, obscene charges and processes designed to trip you up and trick more money out of your pocket. Monzo does all the things you want a business account to do, instantaneous payments, automatic tax savings, warnings when payments are due, recognition of patterns and subscriptions, categorisation for accounts and prompt, human, local support. It’s a breath of fresh air. It’s amusing to watch the high street banks doing their best to compete after dragging their feet for years, knowing full well giving their customers control over their own money would mean fewer opportunities to exploit money out of them. Well done Monzo for disrupting the industry and giving your customers banking that feels like it’s designed to help not hinder and deceive. Reviewed on: 24th January 2022

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Wouldn't set up my business anywhere else

Never had an easier to use business current account, and only takes a few minutes to set up. Reviewed on: 24th January 2022

Simple, reliable, friendly

Switching my business account was faultless, and they've been great ever since. Reliable, easy to use and well, it all just works! Reviewed on: 24th January 2022

The best business banking

Excellent service for business bankers Reviewed on: 19th April 2021

Business accounts made easy!

Thank you Monzo for accepting my business and be part of the Monzo family. Reviewed on: 19th April 2021

Good bank

Useful app and customer service Reviewed on: 18th April 2021

Great but not perfect

I've held a business account since they launched. Have been impressed however, development recently seems to have slowed down massively. Additionally, it's not possible to have more than one business account. Reviewed on: 16th April 2021

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