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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1504 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

I don't understand the point of it?

I don't understand the point of it? They do everything the others do. But they don't work with complex structures. There are no multicurrencies. Reviewed on: 17th April 2025

Absolutely fantastic service and value, excellent pr...

Absolutely fantastic service and value, excellent product for small business banking, that has all the services required as my business grows. Also great for personal banking. Everything just works as it should, very informative about spending habits and great for planning ahead with pots. Reviewed on: 17th April 2025

Amazing service, very easy and simple to use

Amazing service, very easy and simple to use Reviewed on: 16th April 2025

was hype at first ngl but now i’m stuck w a business...

was hype at first ngl but now i’m stuck w a business acc that acts like a beta app. not serious at all. Reviewed on: 15th April 2025

Decent product but needs improvement in support.

Decent product but needs improvement in support. The support team took weeks to solve a fraud issue I raised Reviewed on: 15th April 2025

Interesting info about children’s cards

Interesting info about children’s cards Reviewed on: 15th April 2025

All good excellent easy to use

All good excellent easy to use quick transfers of money and good perks Reviewed on: 14th April 2025

Super user friendly and the pots help management of...

Super user friendly and the pots help management of money so easily. Since using Monzo pots I’ve always had the money for bills. I especially like the 20% automatic movement of money. Reviewed on: 14th April 2025

Great for organising and separating profit and taxes.

Great for organising and separating profit and taxes. Makes life so much easier Reviewed on: 13th April 2025

Best business product in the market

Best business product in the market Reviewed on: 13th April 2025

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