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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2136 reviews)

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4.94

Based on 2,136 reviews, last reviewed 20th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Monzo has raised the bar for modern banking

Monzo has raised the bar for what modern banking should look like. I wouldn't go back to a traditional bank for anything. They thoroughly deserve recognition for the positive impact they've had on their banking app. Reviewed on: 7th April 2026

Business Account

Easy to access business account. Lots of helpful tips. Reviewed on: 7th April 2026

An excellent Business Bank

An excellent Business Account Provider with an 'app' which is clear, intuitive and constantly being developed with new options and benefits. Customer service is via a chatbot initially but quickly refers you to a person when necessary. Reviewed on: 7th April 2026

Great! Recommend

Great! Great! Great! Recommend always Reviewed on: 7th April 2026

Best business account ever

The ability to use a single account that has functionality to operate as multiple accounts inside one skin. It's unrivalled. Reviewed on: 7th April 2026

I have been a Monzo customer for 5 years and find th...

I have been a Monzo customer for 5 years and find them excellent in terms of ease of use and product availability. Their customer service is exceptional and response time is very efficient. Their integrated services and ease of use is phenomenal and also the ability to easily integrate your account with your accounting software. Reviewed on: 7th April 2026

Simple App - quick to solve issues, easy to track yo...

Simple App - quick to solve issues, easy to track your money - change money to different pots and accounts effortlessly Reviewed on: 7th April 2026

Great bank, always innovating and genuinely focused...

Great bank, always innovating and genuinely focused on delivering value for its customers. What really stands out is how consistently they improve their services—whether that’s through user-friendly digital tools, faster processes, or introducing features that actually make everyday banking easier. Customer experience clearly feels like a priority rather than an afterthought. Interactions are smooth, communication is clear, and there’s a sense that they’re actively listening and evolving based on what people need. It’s refreshing to see a bank that doesn’t just keep up with change but often stays ahead of it. Overall, a reliable, forward-thinking institution that combines modern convenience with strong customer focus—highly recommended Reviewed on: 7th April 2026

I have been with Monzo Bussiness for a few years the...

I have been with Monzo Bussiness for a few years they r fab Reviewed on: 7th April 2026

Their products are so simple to use and help me mana...

Their products are so simple to use and help me manage my small business finances Reviewed on: 7th April 2026

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