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Monzo: Business Account reviews

4.86
Based on 1,386 reviews, last reviewed 1st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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1%

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1386)

Easy of use and easy to apply

5
It is very easy to use and manage the account. Savings pots are very useful. I am using it from more than a year and I haven't face any issue during this time. Reviewed on: 3rd March 2025

I'm able to save and organise my money so easily!

5
I've managed to save, and organise my money in a very easy way. The app is easy to use and I'm forever telling people how good the pots are on Monzo, especially the set percentage pots. Reviewed on: 3rd March 2025

Easy app, customer-friendly team

5
Such an easy app to use but also with the backing of a helpful team for more niche issues. I use the Profit First system so the Pots facility is perfect. Reviewed on: 3rd March 2025

All services is good except customer services is ver...

5
All services is good except customer services is very slow thru chat Reviewed on: 2nd March 2025

Happy Business & Personal Acc Customer

5
I have both business accounts and personal account. I love the instant notification feature when money is either put in or withdrawn. The alert allows me to instantly message my clients and let them know I have received their payment. The personal account also has cashback features, which I love. Monzo is better than the high street bank I used for years. Reviewed on: 2nd March 2025

Such an easy app to navigate.

5
Such an easy app to navigate. Pots for bills and savers. No fees and easy access to everything my business needs. Reviewed on: 1st March 2025

very supportive costumer service

5
very supportive costumer service Reviewed on: 1st March 2025

Fantastic account in every way.

5
Superb,lots of information about my account available anytime I need it.Reminders of DDs coming up is brilliant for me so I can make sure I have enough in my account.Customer service chat has been good and always available very quickly. Reviewed on: 1st March 2025

Love Monzo!

5
Love Monzo! I chose them because they are ethical and I wanted to get away from Barclays but can't fault them and the App is fantastic. Reviewed on: 1st March 2025

Never had an issues if needed help customer service...

5
Never had an issues if needed help customer service is amazing Reviewed on: 1st March 2025

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