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Monzo: Business Account reviews

4.94
Based on 2,136 reviews, last reviewed 20th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

It’s a pleasure

5
Easy to work with. Highly Innovative with an App that is modern sleek and colourful. Always introducing new features to make business banking a pleasure. Reviewed on: 7th April 2026

The only business account to use

5
Been using the business account for some time now. Excellent customer service and a very user friendly product . Woukdnt use any other account Reviewed on: 7th April 2026

So easy to deal with monzo .

5
So easy to deal with monzo ,I can track every money spent Reviewed on: 7th April 2026

Monzo is fantastic and easy to use,unjust love it.

5
Monzo is fantastic and easy to use,unjust love it. Software options are great, pots available to seperate income etc Reviewed on: 7th April 2026

2 years freelance, couldn’t fault it.

5
2 years freelance, couldn’t fault it. Reviewed on: 7th April 2026

Convenient, great UX experience.

5
Convenient, great UX experience. Simple invoicing structure, with the ability to tap in to HMRC digital to provide MTD data. Easy to set up and add more account to current business account Reviewed on: 7th April 2026

Excellent service in free tier for small business

5
Excellent service in free tier for small business Reviewed on: 7th April 2026

Great so far nice experience I hope they won’t chang...

5
Great so far nice experience I hope they won’t change in the future Reviewed on: 7th April 2026

Easy to sign up with great features which make banki...

5
Easy to sign up with great features which make banking so easy Reviewed on: 5th April 2026

A modern and easy to use App.

5
Fantastic after 20 years with Santander’s outdated system. Monzo is a pleasure to use. Reviewed on: 1st April 2026

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